About Scott Grow

Scott Grow is an independent insurance agent based in North Charleston, SC — and for more than 17 years, he has been the advisor that Lowcountry families, retirees, and small business owners call when coverage decisions actually matter.


GROW Wealth Advisory Group is a single-agent practice. Every client Scott works with — whether they're enrolling in Medicare for the first time, comparing health plans for a growing family, or building a retirement income strategy — works directly with Scott from the first conversation through every renewal. No handoffs. No rotating associates. No starting over each year with someone who doesn't know your situation.

Most insurance agents are captive — contracted to one company, limited to that company's products, and measured against that company's sales targets. Scott is not.



As an independent agent affiliated with Cornerstone Wealth Advisory Group and American Senior Benefits, Scott has access to more than 150 insurance carriers and 75+ products. That footprint covers Medicare Advantage, Medigap Supplement, and Part D plans; individual and family health insurance; life insurance across term, whole, universal, and final expense structures; fixed and fixed indexed annuities; and group health options for small businesses.


When the carrier pool is that wide, the recommendation doesn't come from what's available — it comes from what fits.

Independent • Local • Experienced

Why Independent Matters — and What It Means for You

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Honest Advice — No Pressure, No Pitch

Scott's services are free to clients. He's compensated by insurance carriers when you enroll — which means there's no upfront cost for his guidance and no incentive to push a higher-priced product. The carriers compete for your business. Scott's job is to help you evaluate them clearly.


That dynamic matters most at enrollment time, when the options feel overwhelming and the stakes are real — a Medicare plan that doesn't include your doctors, a health plan with a deductible that doesn't fit your budget, a life insurance policy that's more than you need. Scott's value is making sure none of those things happen.

Serving Lowcountry Residents at Every Stage of Coverage

Why Clients Trust Grow Insurance Services

Scott works with clients across Charleston, Summerville, Dorchester County, Berkeley County, Colleton County, and Beaufort County — in person throughout the Lowcountry and virtually for clients across South Carolina and nationwide.

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Individuals & Families

Affordable health insurance and life insurance options compared across multiple carriers to find coverage that fits your budget and your life.

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Seniors & Medicare Enrollees

Medicare guidance that walks you through every option — Advantage, Supplement, and Part D — so you enroll with confidence and avoid penalties.

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Small Business Owners

Group health plans designed to balance cost and coverage for your team, whether you have five employees or fifty.

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Retirees & Pre-Retirees

Annuity and retirement income planning to help you turn what you've saved into a strategy that lasts.

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Credentials & Affiliations

Scott Grow — Independent Insurance Agent, North Charleston, SC

  • Licensed insurance agent, primary state: South Carolina; also licensed to serve clients nationwide via virtual appointments
  • Member, Executive Committee, Cornerstone Wealth Advisory Group
  • Affiliated with American Senior Benefits
  • Annual certification and training across Medicare plan requirements (CMS compliance)
  • Annual carrier training across ACA/Marketplace health plan requirements
  • Contracted carriers include Aetna, Blue Cross Blue Shield of South Carolina, Humana, and UnitedHealthcare, among others through the Cornerstone/American Senior Benefits network

About Cornerstone Wealth Advisory Group

GROW Wealth Advisory Group operates in affiliation with Cornerstone Wealth Advisory Group, part of American Senior Benefits — one of the largest independent insurance marketing organizations in the country. This affiliation gives Scott access to more than 150 carriers and 75+ products, including plans across Medicare, health, life, annuities, and retirement categories.



For clients, this means Scott is never working with a limited shelf. The right plan is always in the pool.

Ready to Work With an Advisor Who Knows Your Name?

Scott Grow has spent 17 years helping South Carolina families, retirees, and business owners get coverage right. Consultations are free, in-person appointments are available throughout the Lowcountry, and the first conversation costs you nothing.